Reporters in Beijing, Jiangsu, Anhui, Jiangxi and other places found that car insurance in China's property insurance business exceeded 70% of the insurance industry's underwriting loss situation, and the degree of intensification, fearing the healthy development of the entire property insurance business.
The industry believes that the "Opinions on Deepening the Reform of the Commercial Vehicle Insurance Clause Rate Management System" issued by the China Insurance Regulatory Commission aims to get rid of the difficulties of the auto insurance industry. However, the single reform of the auto insurance clause rate is still insufficient, and it is urgent to be in the big data sharing and industry. The external environment has improved in many aspects.
“Three-in-one profit is difficult to make up 70% of the hole†Business variety needs to be innovated With the rapid growth of China's motor vehicle ownership, the phenomenon of auto insurance in the property insurance company's business is becoming more and more common. Among the top three property insurance companies in China, namely, PICC P&C Insurance, Ping An Property Insurance and Pacific Insurance P&C Insurance, motor vehicle insurance accounted for over 70% of the total, and CPIC Property Insurance accounted for 78.11%. "What is disturbing is that auto insurance profits are declining year by year." Yang Hua, president of Beijing Century Insurance Brokers Co., Ltd. said.
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